Usually insurance requires you report the for payment of a claim. Of course there is deductible to consider that is why we pay for no deductible glass insurance even though it costs a bit more. We do not leave Waller’s etc in car.
-------------- "You do not laugh when you look at the mountains, or when you look at the sea." Lafcadio Hearn
The point of police investigating crimes is not compensation to the victims. The point is to prevent future crime. This is where policies like not coming out to investigate crime with less than 5000 damage are bad. If I'm a criminal and I know police will not come when called, why would I not break into a car at the trailhead? It becomes a safe crime to do. Even worse, if I see parked a Hyundai and a Maserati, I would probably choose to break into Hyundai, because the damage there will definitely be lower than police investigation threshold.
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