[MtnGoat]

Been dealing with next year's issues in advance....If you're one of the folks facing significant $$ increases in your health care costs, I've been finding these outfits can save you a ton of money, but only a year at a time. For many it won't make sense, since they only run a year, you'll still get hit with the penalty, and if you develop something chronic, you may not be able to re-up. On the other hand, if you're not in the subsidy zone (l am not) it's possible to save enough on these plans to make the penalty more than worthwhile, even after it rises...the plans I've been looking at are 1/2 to 1/3 of the full mandated benefit plans offered through the exchange for example, and have much lower deductibles. If nothing else, save the money until something bad happens, then switch to the expensive plans...after all they can't refuse you. I'm not saying it's for everyone, but for those it is for, it'll save you a crapload of money. Here are the places with short terms products I"ve been looking at. I'm sure there are more, these two I found quickly last night. https://www.hiiquote.com/products.php http://www.ehealthinsurance.com/short-term-health-insurance I am not affiliated with any of these outfits. Just was shocked how good a deal, comparatively, you can get, figured anyone else trying to deal with this could use a heads up.