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Anne Elk
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PostFri Feb 12, 2021 4:12 pm 
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Did you get yours?  No?  Are you sure?  I almost threw mine in the trash a couple weeks ago b/c I was unaware that instead of a check being sent from the Dept of the Treasury (like last time), it was coming in the form of a debit card issued by some bank I never heard of.

I'm a pretty compulsive reader of online news (no TV), and didn't see anything about this new format.  If you were already set up to receive your tax refund (or other gov't benefit) via direct deposit, you're going to get your stimulus payment that way. If not, you'll be getting one of these.  My bank told me that numerous other customers thought these were fake.  I know of at least two people who tossed the letter, and now have to jump thru hoops to get it re-issued.  Aside from looking bogus right out of the envelope, the fact that the letter details circumstances involving "charges" really makes it all seem bogus. Plus the envelope w/no return address.  This is what it looks like:

stim1
stim1
stim2
stim2
stim3
stim3

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"There are yahoos out there.  Itís why we canít have nice things."  - Tom Mahood
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neek
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PostFri Feb 12, 2021 4:17 pm 
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Glad we're set up for direct deposit, given how frequently the mail is stolen  waah.gif
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cdestroyer
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PostFri Feb 12, 2021 4:23 pm 
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well now,,, think a minute!! If it had a return address of federal anything and only had a check inside and got stolen could it be cashed by the thief????? or better yet a debit card which only has to be called in to get it authenticated, easy enough to cash!!!!! So no return address to give it away.....and yes a bank charge to transfer funds which any bank will charge no matter which bank!! $6 bucks from people I here from here... Atm fee of a couple dollars plus bank transfer fee of a couple bucks....no biggy
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Anne Elk
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PostFri Feb 12, 2021 4:42 pm 
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^^^  Gov't issued check envelopes are pretty identifiable from what you see in the "window" where your name & address are printed. This debit card has to be activated by a phone call, and they prompt you to input the last 6 digits of your SSN.   I solved the mail theft problem decades ago - with a PO Box.  The fact that this little-advertised m.o. change happened when it did makes cynical old me suspect it was by design, but that's treading into forbidden discussion territory.  guns.gif

Neek wrote:
Glad we're set up for direct deposit, given how frequently the mail is stolen

One thing that threw me off was wondering why I didn't get the first one via direct deposit, b/c for the last two tax returns, I  paid electronically. (I always have to pay more.) Turns out that's not the same thing.  That's more like a one-time payment to a vendor that doesn't keep your account info on file.  frown.gif

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flatsqwerl
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PostFri Feb 12, 2021 4:43 pm 
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Anne, i thought the exact same thing when I got it in the mail. I was just about to toss it but then went online and checked it out. I have direct deposit/withdrawl for my taxes, but self employed and I still got the funny 'cash card'.
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Anne Elk
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PostFri Feb 12, 2021 4:47 pm 
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Flatsqwerl - see my edited entry above.  I was self-employed, too, and thought I was good to go.  But nope!

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moonspots
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PostFri Feb 12, 2021 5:10 pm 
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Anne Elk wrote:
.† If you were already set up to receive your tax refund (or other gov't benefit) via direct deposit, you're going to get your stimulus payment that way. If not, you'll be getting one of these.†

I wonder if these were designed this way so that the funds are spent, not socked away in the bank, etc? I was listening to some radio program a while back and the comment was made that much of the first batch of checks were saved, not spent, which wasn't the Intent.

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Chief Joseph
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PostFri Feb 12, 2021 5:53 pm 
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neek wrote:
Glad we're set up for direct deposit, given how frequently the mail is stolen  waah.gif

My family had 4 cards come in the mail but not mine, it's lost or stolen and they won't put a trace on it until after 2-24....on the website it said it was mailed on 1-4, same as my other family members. The lady I spoke with said if it was lost or stolen they would issue me another, I guess like a stolen credit card. But the thieves do need your SS# in order to activate it.

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Go placidly amid the noise and waste, and remember what comfort there may be in owning a piece thereof.
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Anne Elk
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PostFri Feb 12, 2021 6:05 pm 
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moonspots wrote:
I wonder if these were designed this way so that the funds are spent, not socked away in the bank, etc?

I've head that explanation too, but the funds can be withdrawn from ATMs.  One person I know looked for where the "no charge" ATMs were located, nearest to her.  A bank?  Noooooo ... 7-11 convenience stores, and only certain ones.  Yipe!  Maybe the gubmint wants to track people to see what they're spending their stimulus loot on. Which is really none of their bizness. I've never been so broke to have ever needed welfare, but maybe this is how the gov't administers things like food stamps, etc...you get a debit card instead.

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"There are yahoos out there.  Itís why we canít have nice things."  - Tom Mahood
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Kim Brown
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PostFri Feb 12, 2021 7:15 pm 
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You can have the money transferred from the card to your bank.

From what I understand, a lot of payments were bouncing back because people had changed their bank account information since they last filed their tax return. So they just decided to send cards to the remaining recipients regardless of whether or not their bank account was still current on their tax return.

It was not a coordinated, well though-out effort. Lucky for me, mine was direct deposit; unfortunately for so many people who really need that money - they are still waiting; many having thrown away that envelope as Anne Elk almost did.

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Randito
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PostFri Feb 12, 2021 7:25 pm 
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Kim Brown wrote:
You can have the money transferred from the card to your bank.

It's true -- however with our credit union, due to COVID they currenly limiting in person services to a few select branches -- Tukwila :/   

So we went to closer in network ATM and withdrew cash, dropped in an envelope and made a cash deposit at the same ATM.     Kinda silly.     Had to make two trips to navigate around the maximum daily withdrawl amounts.
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Randito
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PostFri Feb 12, 2021 7:34 pm 
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Anne Elk wrote:
I've never been so broke to have ever needed welfare, but maybe this is how the gov't administers things like food stamps, etc...you get a debit card instead.

Yes and those EBT (electronic benefits cards) are a huge improvement over issuing essentially a separate paper currency.   Regular US currency keeps getting revised to make it harder to counterfeit.   Among other things the use EBT cards eliminates the problem of counterfeit food stamps.
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Olympic Hiker
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PostFri Feb 12, 2021 8:16 pm 
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I will have to run this past my parents. They havenít gotten their second stimulus payment yet. They are stumped since they got the first one in approximately a week after the IRS started dispersing it by direct deposit.

Me on the other hand got both stimulus payments by direct deposit 3 business days or less from the time the IRS started dispersing the money.

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Cyclopath
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PostFri Feb 12, 2021 9:37 pm 
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Thanks for posting this, Anne Elke.
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Anne Elk
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PostSat Feb 13, 2021 12:26 am 
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Cyclopath wrote:
Thanks for posting this, Anne Elke.

Happy to be of service ... we have to look out for each other, in all kinds of ways.   biggrin.gif  Can't have our taxpayer loot sittin' unclaimed and earning interest for some bank.  BTW - the service rep at my credit union advised not to pitch the card after getting the money out of it - as it may be "recharged"  for the Biden stimulus.

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"There are yahoos out there.  Itís why we canít have nice things."  - Tom Mahood
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