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Roly Poly
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Roly Poly
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PostTue Feb 07, 2023 7:49 am 
I figured two estimates were enough. I live a rural area so itís difficult to get contractors to come out this way. Maybe the contractors factor that in their estimate? Iíll take Tomís advise and file a complaint. But so far what Iíve read here sounds like this is how they manage all claims, not just mine. By lowballing. So wouldnít everyone be writing complaints ? But then you hear of people who have had entire houses repaired and been happy with their company. I already talked to Pemco and Iíll be saving $700 per year for the exact same policy! And saving another $300 in car insurance.

Anne Elk
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Chief Joseph
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Location: Verlot-Priest Lake
Chief Joseph
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PostTue Feb 07, 2023 10:43 am 
Anne Elk wrote:
]FWIW those repair estimates both sound outrageous. It doesn't look like that much structural damage. Maybe you can find some small time contractor or repairman (but licensed and insured) who would do it. Inquire around at some small neighborhood hardware store. I've found good people that way. I also agree with Tom - I'd try the insurance commissioner first - less headache if successful.
I was thinking the same thing. My Mom had a handyman here that was way cheaper than most because he was always hurting for money, especially in the winter time. I bought some firewood from the same guy this year for much less than most would charge.

Go placidly amid the noise and waste, and remember what comfort there may be in owning a piece thereof.
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catsp
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PostTue Feb 07, 2023 3:03 pm 
Serving a foreign insurance company doing business in Washington is straightforward. (State Farm is a foreign insurer.) You serve them by sending the relevant documents to the Insurance Commissioner (OIC). In essence, foreign insurance companies have appointed the OIC as their "attorney" as far as accepting service of process. (The OIC then forwards it on to the insurance company.) It's all spelled out pretty clearly on the OIC website.

day_hike_mike, Malachai Constant
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