Forum Index > Full Moon Saloon > No Fire Insurance For You! 09/03/23
 Reply to topic
Previous :: Next Topic
Author Message
treeswarper
Alleged Sockpuppet!



Joined: 25 Dec 2006
Posts: 11249 | TRs | Pics
Location: Don't move here
treeswarper
Alleged Sockpuppet!
PostSun Jan 07, 2024 7:18 am 
For some reason, what with the topic being fire insurance and then morphing into health insurance, the question of spontaneous combustion comes to mind. Like a person bursting into flames and then setting the house on fire, spreading to the neighborhood, then to the woods.... Life? Health? Fire? What kind of insurance? smile.gif

What's especially fun about sock puppets is that you can make each one unique and individual, so that they each have special characters. And they don't have to be human末animals and aliens are great possibilities
Back to top Reply to topic Reply with quote Send private message
jinx'sboy
Member
Member


Joined: 30 Jul 2008
Posts: 918 | TRs | Pics
Location: on a great circle route
jinx'sboy
Member
PostSun Jan 07, 2024 9:04 am 
treeswarper wrote:
Life? Health? Fire? What kind of insurance? smile.gif
I think that would be 疎n act of god着.therefore not covered at ALL!

Back to top Reply to topic Reply with quote Send private message
kiliki
Member
Member


Joined: 07 Apr 2003
Posts: 2300 | TRs | Pics
Location: Seattle
kiliki
Member
PostTue Jan 09, 2024 9:02 am 
Not being able to get insurance isn't just for rural areas anymore! The three-unit building in San Francisco where a sibling lives was just dropped by Farmer's, which is pulling out of California. Allstate and State Farm will not accept new clients in CA so are fewer choices and they are more expensive. No one in my sibling's building has filed a claim in 20 years. Earthquake insurance there is separate so it's hard to understand what insurers think the risk is, in a residential area in a city.

Back to top Reply to topic Reply with quote Send private message
mike
Member
Member


Joined: 09 Jul 2004
Posts: 6381 | TRs | Pics
Location: SJIsl
mike
Member
PostTue Jan 09, 2024 10:54 am 
It may be an all or nothing forced decision. I don't know the law in CA but Farmers' may have made the decision that CA isn't worth it anymore. The others are pulling back.

Back to top Reply to topic Reply with quote Send private message
Chief Joseph
Member
Member


Joined: 09 Nov 2007
Posts: 7657 | TRs | Pics
Location: Verlot-Priest Lake
Chief Joseph
Member
PostFri Feb 02, 2024 2:02 pm 
So I ended up going with Ambetter health insurance, essentially the least expensive option at a couple bucks per month premium. $45 copay, RX, $35 copay, Urgent care, $60, ER, $2500 and $9250 ma out of pocket. I suppose it's better than no insurance but not sure if I will re-enroll next year. The $2500 ER copay is the most troubling, but then I have only been to the ER twice in my life, the last time trying to pass a kidney stone about 10 years ago. I ended up passing it while in the waiting room, so likely could have held off. I mean I could get an insurance plan for several hundred per month, but I typically only go to the doc once per year for a physical and have no prescriptions to speak of. But at least I am covered if a major event occurs and I have about 30 months before I am eligible for Medicare. I also went with Delta Dental for $35 per month, so now I can return to Sunrise dental of which I had good experiences in the past.

Go placidly amid the noise and waste, and remember what comfort there may be in owning a piece thereof.
Back to top Reply to topic Reply with quote Send private message
treeswarper
Alleged Sockpuppet!



Joined: 25 Dec 2006
Posts: 11249 | TRs | Pics
Location: Don't move here
treeswarper
Alleged Sockpuppet!
PostSat Feb 03, 2024 6:57 am 
Back to fire stuff, I got the idea to plant hops on the south side of the house to shade it. I wonder what the flammability of hops is? Thay can be ripped down if enough time is given. But first, will see if they even grow. The plan is to hook wires to the hooks that are used for Christmas lights. The hops can attach and grow up. Hops are supposed to arrive in March.

What's especially fun about sock puppets is that you can make each one unique and individual, so that they each have special characters. And they don't have to be human末animals and aliens are great possibilities
Back to top Reply to topic Reply with quote Send private message
   All times are GMT - 8 Hours
 Reply to topic
Forum Index > Full Moon Saloon > No Fire Insurance For You! 09/03/23
  Happy Birthday Captain Trips, Backcountry Blake, Flower Sniffer, nwcjc, backpacker92out!
Jump to:   
Search this topic:

You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum